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Commercial insurance.

Excelarate has you covered

Each business has unique risks. Our insurance agency partners with clients to assist in putting together an insurance program modified to the clients’ individual needs and budget. We work with our clients to help them understand their business risks and review the coverage available to protect their business while offering competitive rates.

General Liability Insurance

A General Liability insurance policy is the the first step you must take to protect your business. It is the most essential component of your commercial insurance plan that protects your business from a wide range of claims

Commercial Auto Insurance

A Commercial Auto insurance policy protects your business vehicles like an auto insurance policy protects your personal vehicle. Accidents will always happen, better play it safe with a Commercial Auto insurance policy.

Business Owner's Policy

A Business Owners Policy, or BOP,  is a hybrid policy that offers General Liability and Business Property insurance under one policy. Business Property Insurance protects against damage to leased spaces and the equipment.

Worker's Compensation

Worker’s Compensation Insurance protects your employees if they suffer an injury or become ill while on the job. This type of insurance is required by the state if the business employs more than a certain number of employees, and this number varies from state to state. 

Errors & Omissions

Errors and Omissions insurance (E&O), protects you and your small business against client charges of negligence or injury for the services you provide. Whether you are at fault or not, you are protected against losses, attorney fees and even court costs.

Cyber Insurance

Cyber Insurance cover extortion/ ransom & loss of income due to business interruption and cyber theft. It also covers the policyholder from claims bought by third parties, like customers and clients, claiming losses because of policyholder’s actions in the event of a cyber attack. 

Bundle & Save

Save even more money by bundling all your insurance needs with us. Get in touch with us today and get a free quote.

What Our Customers Are Saying

“I have been with Excelarate since 2009. They helped me get the right coverage for my construction business from day one and have always looked out for my company’s best interest. They have been there for me whenever I needed their help and I am grateful for Raj and his team. I highly recommend them for all commercial insurance needs”

– Juan Mela

“When I launched a new product on my e-commerce store I knew I needed to consult with an expert in products liability insurance. I had heard of “Raj from Excelarate” from one of my girlfriends that is in commercial real estate. I called Raj and he was so knowledgeable on the subject, made great recommendations and made we aware of exposures that hadn’t even crossed my mind. I was so impressed that I consolidated all my policies with him”

– Elizabeth McCormick

“I am in the house lifting business. I put a hundred tiny jacks underneath buildings and lift them up inches at a time until they’re 15-20 feet in the air. My exposure is enormous and so were the premiums… until I met Raj. He took the time to understand my business and was able to get me better coverage at a lower price. I am very happy with him as my broker and i recommend him to everyone I meet.”

– Dennis McHughe

Call us at 718.297.1110


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